Thank you John. I’m still trying to figure out the criminal conviction you keep referring to. Perhaps if you could enlighten me I might not be so ignorant.

Correct Oracle. You ARE covered vs. Mayhem on your building ins. Standard part of F&C coverage. Even for an auto policy. I’ll let you figure out what happens if you start inflicting Mayhem on a customer. 😉

Actually, Aquamarine, there is a shortcut where one doesn’t have to endure much histrionics or table-pounding. The person being regged has to say some sentence like this:

“Well, I can see we are not getting anywhere with this conversation, and I don’t care to be spoken to in this manner. I also have some other things I’ve got to get done, so this conversation will be concluded in (1-5) minutes. Is there anything else ups care to say or ask in that time?”

I’ve never had that fail, and it always surprised me how well it worked.

John, I’m protected from mayhem by Allstate.

The Oracle, personal injury due to criminal acts by the policy holders are NOT covered property liability insurance. In ANY state, by any carrier. You are sorely misinformed and uneducated in the area. The insurance does NOT protect against loss from a suit of that nature. Also, malpractice liability insurance is NOT available to an entity like the CoS. They are not licensed practitioners of any type of recognized practice. You couldn’t even get a Lloyd’s of London Name to go out on that liability limb.

I have been, in the past, an insurance investigator for state government agencies.

I don’t know anything about corporate insurance. But I do know most property insurance policies usually carry a liability insurance rider.

http://smallbusiness.findlaw.com/liability-and-insurance/different-types-of-commercial-insurance.html

http://www.businessinsurancenow.com/general-liability/

Since the Church of Scientology is a corporation wouldn’t they have to look for business insurance to cover the corporation? I guess that could get very dicey.

Anyway, I only know about the property insurance from working in property management. Not anybody I have every worked with or known, would own or manage a million dollar building and not carry property insurance on it. It’s really unheard of in California. Churches carry Church Insurance.

http://blog.agfinancial.org/bid/87590/Understanding-Church-Insurance-Liability-Coverage

https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#q=church%20property%20insurance

And I don’t know anything about Corporate insurance.

I do find it appalling that the people trusted with her care were not charged as criminals.

The corporation, right? Not that I am any expert on that history.

FYI: Criminal charges were filed against the church.